Shea Patton
Mortgage Planner | Licensed Texas RealtorÂ
NMLS# 251397 | TREC# 518232
Shea Patton brings more than 20 years of mortgage experience and a genuinely rare perspective to every client he serves. As both a licensed mortgage professional and a licensed Texas Realtor, Shea understands the homebuying transaction from every angle — not just the financing, but how the contract, the negotiation, and the closing all fit together. For his clients, that dual knowledge makes a real difference.
Shea’s specialty is helping Texas homeowners understand their options with the Texas 50(a)(6) cash-out loan — a powerful but often misunderstood tool. Rather than simply presenting the option, Shea runs the full picture: what consolidating high-interest debt would actually cost, what it would save, and whether it genuinely makes sense for that family’s financial situation. That planning-first approach is what Texas Mortgage Plan is built on.
Ask anyone who has worked with Shea and the first thing they’ll tell you is that he’s warm, unhurried, and genuinely invested in the people he serves — not just the transaction.
A proud Texan through and through, Shea’s family roots in this state run deep — predating the Alamo itself. He and his wife are parents to Madison and Shea Jr., and when he’s not helping clients navigate one of the biggest financial decisions of their lives, you’ll likely find him talking football, admiring a great car, or spending time with his family.
Texas Mortgage Plan is a d/b/a of Legacy Mortgage.
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