Common Non-QM Mortgage Myths That Could Keep You From Buying a Home
You’ve built a successful business. You have savings, manageable debt, and a history of meeting your financial obligations. But when […]
Buying New Construction in Texas? Compare Builder Incentives Before You Sign
A builder’s rate buydown isn’t automatically better than a lower price or a closing cost credit. It depends on how
Can You Use Home Equity to Buy Another Home in Texas?
If you own a home in Texas and have built substantial equity, you may be able to use that equity
How to Refinance Your Mortgage in Texas: A Step-by-Step Guide
To refinance your mortgage in Texas, you replace your current home loan with a new one. In a typical mortgage
Permanent vs. Temporary Buydowns: Which One Fits Your Plan?
A rate buydown means someone pays money up front to lower your mortgage rate. That someone might be you, the
DFW Sellers Are Cutting Prices: Should Buyers Negotiate Price or Closing Costs?
When a DFW seller is willing to give something up, buyers often ask for the biggest number they can get.
Turned Down for a Conventional Mortgage? Non-QM Options for Self-Employed Borrowers
A denial on a conventional mortgage doesn’t always mean you can’t buy a home. For many self-employed borrowers, it means
Personal vs. Business Bank Statement Loans: Which Works Better for Self-Employed Borrowers?
If a conventional loan didn’t work for you, a bank statement program may. But there’s a choice to make first.
Should You Stop Writing Everything Off? How Year-End Tax Decisions Affect Mortgage Qualification
Can the tax decisions that save your business money today make it harder to qualify for a mortgage tomorrow? Sometimes,
Preparing One Year Before Buying a Home: A Self-Employed Roadmap
The best time to prepare for a mortgage is a year before buying a home. For self-employed buyers, that head
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