Should You Stop Writing Everything Off? How Year-End Tax Decisions Affect Mortgage Qualification
Can the tax decisions that save your business money today make it harder to qualify for a mortgage tomorrow? Sometimes, […]
Preparing One Year Before Buying a Home: A Self-Employed Roadmap
The best time to prepare for a mortgage is a year before buying a home. For self-employed buyers, that head
Senior Night: What to Do With the House Near Campus After Graduation
There’s no night in college football quite like Senior Night. The seniors run out of the tunnel one last time.
Common Texas Cash-Out Mistakes and How to Avoid Them
The most common Texas cash-out mistakes have little to do with the loan itself. They come from how the decision
Texas Home Equity Rules Every Homeowner Should Know
Texas home equity lending is governed by detailed protections written directly into the Texas Constitution, in Article XVI, Section 50.
Using NIL Income for a Mortgage in Texas: What Lenders Want
It’s Friday in Texas. The lights are on, the band is warming up, and somewhere a 20-year-old athlete just signed
How Many Years of Tax Returns Do Lenders Need If You’re Self-Employed?
The quick answer: most lenders want two years of tax returns from a self-employed borrower. That’s the standard. It’s also
Why the Lowest Interest Rate Isn’t Always the Lowest Cost
Two lenders send over quotes for the same home. One shows a lower interest rate. It’s tempting to stop reading
Should Parents Buy a House Near Campus? A Texas Game Plan
It’s Friday in Texas, which means two things. Somebody in your family is already arguing about tomorrow’s game. And somebody
Which Loan Programs Fit a First-Time Buyer in Flower Mound
Most first-time buyer articles walk through the same short list of loan programs: FHA, conventional, maybe VA. That list works
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