A smarter way to plan your mortgage

Most lenders are focused on getting you approved. We’re focused on something more important — helping you make the right decision.

Texas Mortgage Plan is a mortgage planning firm serving homebuyers, homeowners, and families throughout the DFW Metroplex and across Texas. Founded by Elizabeth Rose and Shea Patton, our team brings decades of combined experience and a rare perspective — Shea holds both a mortgage license and a Texas real estate license, giving our team insight into your transaction from every angle.

We specialize in helping clients who deserve more than a rate quote. Whether you’re purchasing your first home, exploring a Texas cash-out loan, navigating self-employment income, or making a major life transition, we take the time to understand your full financial picture before making a recommendation. That’s not how every lender operates. It’s how we’ve always operated.

Texas Mortgage Plan is a d/b/a of Legacy Mortgage | NMLS# 1759275 | Equal Housing Lender

Here’s How It Works

When you’re ready, we are too! 24 hours a day, 7 days a week

Apply Online

Our streamlined application syncs with our system to get your approval, fast.

See Custom Options

Receive expert, custom recommendations with real interest rates and payments.

Get Approved

With instant online approval, move forward instantly with your refinance or shop for homes.

Close Your Loan

Use your custom Mortgage to-do list to verify the details and get to closing fast.

Expert advice is at your fingertips.

Our Home Loan Experts are available seven days a week to answer all your mortgage questions.

Texas Mortgage Plan

We pride ourselves on providing our clients with a complete financial picture. Our preapprovals are backed by a loan guarantee, and our experienced customer service staff will be there to assist all the way.

We know that getting a great mortgage quickly is important to you. It’s important to us too, therefore we’ve streamlined the process and made sure that you can see results fast. Get a full underwriting approval in under two hours!

We’ll make sure that you’re matched with the right mortgage for your needs. Stay up to date on market trends and enjoy a streamlined application process.

Texas Mortgage Plan delivers expert mortgage planning and fast home financing across the DFW Metroplex and throughout Texas. Founded by Elizabeth Rose and Shea Patton, our team offers decades of experience with a unique dual license advantage—Shea holds both mortgage and Texas real estate licenses.  We provide in-house underwriting and 1-hour approvals, going beyond simple rate quotes to help you make the right decision. Whether you’re a first-time homebuyer, seeking refinance or cash-out loans, self-employed, or navigating a life transition, we deliver personalized options with real rates and payments backed by a full financial review.