Home Affordability
Texas Mortgage Plan presents Bringing Back Home Affordability presented by Elizabeth Rose and Shea Patton February 8, 2023 12:30-1pm Via Zoom Sign up today http://bit/ly/3http://bit.ly/3HxpRKiHxpRKi
Credit Card Interest Rates are Rising
Credit Card Interest Rates are on the rise. Here’s why it matters. Any future Fed rate hikes mean higher interest rates for credit card holders. Lenders typically raise their rates by a similar amount within one to two billing cycles—meaning January to February, for the December hike. Higher interest rates …
Tax refund schedule 2023: All you need to know about getting your tax refund
More than 90 percent of tax refunds are issued by the IRS in less than 21 days, according to the IRS. However, the exact timing of receiving your refund depends on a range of factors, and in some cases, the process may take longer. If you’re owed a refund, you’re probably …
5 great ways to invest your tax refund
For millions of consumers, a tax refund is the only lump sum of cash they get in most years and presents an ideal opportunity to improve their finances. The average tax refund this year is $2,201 as of Feb. 4, according to the IRS. A refund, however, isn’t found money and should be utilized …
Energy Cost: Increased Electric and Gas Prices for Texas Residents this January
Electric and Gas Bills are going up all across Texas and chances are you have already felt it. Here’s a quick summary of why it’s happening.
HUD Charges Facebook With Fair Housing Act Violations
The Department of Housing and Urban Development has brought charges of Fair Housing Act violations against Facebook. HUD’s case claims that Facebook illegally restricted “who can view housing-related ads on Facebook’s platforms and across the internet” and also that the media giant “mines extensive data about its users and then …
Household Debt All Time High
Household Debt All Time High The pace of growth is slowing For the eighth consecutive quarter, consumer debt hit an all-time high. Total household debt hit another record high in the fourth quarter of 2018 according to The Federal Reserve Bank of New York. Yet total debt climbed just 3% …
Mortgage Refinance – 10 Step Process
Considering a Mortgage Refinance? Learn more about the process, what to look for, how to be an Educated Shopper. Step One: Goal Determination A Mortgage Refinance can involve some compromise — obtaining the lowest rate means paying higher fees, for example. Lowering the payment can involve stretching out the remaining …
Credit Score Analysis. Hard Inquiry – Late Payments. Credit DON’Ts.
Credit Analysis – what NOT to do. Sometimes it’s the little things in life that can make all the difference. A small ding to your credit score can drop it just enough from being in the excellent credit score range to the good score range. That can be enough to …
47% of Homebuyers overpay
WE SHOP TO FIND THE BEST PRICE FOR LAPTOPS OR APPLIANCES, WHY NOT THE BIGGEST PURCHASE OF YOUR LIFE? Big lenders have big overhead and management salaries built into their interest rates. Failing to shop for a mortgage could cost you. Consumers who consider interest rates offered by multiple lenders …
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